Traditional business loans

 Typical Bridge Loan Features

Term Length: 6 – 24 months

Interest Rates: 8% – 20% (typically higher than standard bank loans)

Collateral: Secured by real estate, business assets, or personal guarantee
Repayment: Interest-only monthly payments with a final balloon payment

Funding Speed: Fast approvals — funds often available in days, not weeks

Use of Funds: Working capital, property acquisition, renovations, or business expansion.

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Learn more about Business Lines

Typical Business Line of Credit Features

Credit Range: $10,000 – $500,000 depending on revenue and credit history

Structure: Revolving access to funds — borrow, repay, and reuse as needed

Interest Rates: Variable, usually 8% – 18% APR based on credit strength

Repayment: Pay interest only on what you draw, not your full limit

Funding Speed: Same-day to 3-day approvals through select lenders

Collateral: May be unsecured or secured by business assets/invoices

Use of Funds: Smooth cash flow, cover payroll, inventory, marketing, or short-term growth

Typical Commercial Real Estate Loan Features

Loan Amounts: $250,000 – $50 million + depending on property type and borrower strength

Term Length: 5 – 25 years (often with amortization up to 30 years)

Interest Rates: Typically 6% – 12% fixed or variable, based on credit and asset class

Collateral: Secured by income-producing property (office, retail, multifamily, industrial, mixed-use, etc.)

Repayment Structure: Monthly principal + interest; may include balloon payment at term end

Funding Timeline: 30 – 90 days, depending on underwriting and appraisal process

Use of Funds: Property acquisition, refinancing, construction, or portfolio expansion